You may need a rental car if you cannot drive your car after an accident. And you might be concerned about what you must pay out of pocket. You may wonder, “Who pays for a rental car after a car accident?” Under South Carolina law, the insurance company of the driver at fault for the accident is responsible for paying the rental costs. However, because your insurance claim could be unfairly denied, you need the car accident lawyers in Georgetown at Evans Moore, LLC.
How Do I Get a Rental Car After a South Carolina Car Accident?
If you were in a car accident, go to your nearest rental company and start the process of getting a rental car by following these steps:
- Call your insurance company – After the accident, you should report it to your insurance company regardless of who is at fault. Be sure to provide your company with the at-fault driver’s name and insurance information so your company can initiate its investigation.
- Document the damage to your vehicle – Take pictures of the damage and itemize any personal property damaged in the accident. Your insurance company will likely instruct you to request an estimate from a repair shop.
- Consult a Georgetown car accident attorney – A car accident lawyer from Evans Moore, LLC will assist you in all aspects of your car accident claim, including reviewing your personal auto insurance policy to determine whether you have rental car coverage. They will investigate the accident to determine if the other driver’s insurance should cover your rental car costs.
- Choose a rental car – Select a vehicle that fits your needs and is within your coverage limits. Generally, insurance will pay for a car of comparable make and model to the one it temporarily replaces. Save any related paperwork, including the rental agreement, for your claim.
Who Pays for The Rental Car When My Car Is Being Repaired?
If your car must be repaired, you may wonder who pays for a rental car after a car accident and ask yourself some frequently asked questions, “Will insurance cover a rental car after an accident?” or, “Does at fault driver pay for a rental car?” Suppose the evidence shows that the other driver is at fault for the accident. In that case, South Carolina law provides that the at-fault driver’s insurance company is “required by law to reimburse your loss of use for what is reasonable and necessary.” For a total loss, many insurers cover the rental until a settlement or reimbursement is offered.
What Happens If the Other Driver’s Insurance Company Won’t Pay for the Rental Car?
If the other driver caused the accident, their insurance company should pay the rental costs. If the company denies the claim or argues that their insured was not responsible, you may still have car rental options.
South Carolina law does not require residents to carry car rental insurance. Instead, your company will likely offer it in addition to your required liability coverage. If the other driver’s insurance won’t pay, you can file a claim with your rental insurance. In addition, your insurance company will likely seek reimbursement from the at-fault driver.
How Do I Know If My Policy Includes Rental Insurance?
At Evans Moore, LLC, we understand that Insurance policies can be difficult to read and interpret. An attorney from our firm will review your policy to determine whether it covers the cost of a rental car. We’ll explain your policy and help you communicate and negotiate with your insurance company about rental car coverage.
What Type of Rental Vehicle Can I Get After the Accident?
Car insurance companies provide specific requirements for car rental insurance coverage. Then, your car accident attorney will review your insurance policy and advise you on the maximum the company will pay. Some insurance companies have business relationships with rental car companies that may offer you a better rate. If your policy covers a rental car and you comply with its requirements, you shouldn’t pay out of pocket. But, if the at-fault driver’s insurer provides rental car requirements, you may not need to pay either.
Contact a Georgetown Car Accident Lawyer
At Evans Moore, LLC, we want to help you pursue the financial compensation you deserve and secure the rental car you may need after an accident that was not your fault. With our years of experience, our law firm and team of lawyers are ready to get you the compensation you deserve. Call us today at (843) 995-5000 or contact us online to speak to an experienced Georgetown car accident lawyer for a free consultation.